UPI Fraud Tracker - Common UPI Scam Patterns
Check a UPI ID
Where do these come from? A hand-picked, illustrative set of anonymized reports used as a launch baseline — masked to a 98XXXXXX10@okaxis format, no phone, no name. This demo search only matches that snapshot. Final proof of any payment is a bank credit.
7-Day Trend
Top Handles
Time Heatmap
Peak: 7-9pm, kirana rush hour.
Map: India — Snapshot reports by city
See the rest of the cluster on the UPI Tools hub.
Frequently Asked Questions
What is the UPI Fraud Tracker?
A reference page showing an illustrative snapshot of anonymized UPI fraud report patterns — the scam type, amount, masked UPI ID, and city. It exists so you can learn a pattern (a handle, an amount, a scam type), not to replace an official complaint. Nothing here is a live feed or a verification service.
How is the data collected?
This launch version ships with a hand-picked, illustrative set of anonymized reports as a baseline — there is no submission or opt-in path yet, and the complaint generator keeps everything on your device. A UPI ID like 9812345610@okaxis is shown masked as 98XXXXXX10@okaxis — no phone number, no name, no bank account number. A future update will replace this snapshot with D1-backed data.
Is this data real?
It reflects anonymized patterns from a hand-picked, illustrative set of community reports plus published RBI/NPCI fraud statistics — not a live database query. The counts you see are a launch snapshot, not a live feed. Treat the specific numbers as illustrative of the pattern, not a live court-admissible record.
How do I check if a UPI ID is fraud?
Search it above — an exact or partial match against a masked UPI ID or handle shows how many times that pattern has been reported. No match doesn't mean it's safe, only that it hasn't been reported here yet: always confirm a real payment by checking the bank-credit SMS in your own UPI app, never a screenshot someone shows you.
What should I do if I've been scammed?
File a complaint immediately on the UPI Fraud Complaint Generator, then report it to the National Cyber Crime Reporting Portal (cybercrime.gov.in) or call 1930. The faster a bank is notified, the better the odds of a reversal — most UPI fraud recovery windows close within hours.
Is the UPI ID masked for privacy?
Yes. Every UPI ID shown here is masked to a pattern like 98XXXXXX10@okaxis — enough to spot a repeat scammer's handle, not enough to identify the account holder. No phone number or name is ever stored or shown.