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Guides

Answer-first explainers on the questions behind each tool — not marketing copy, the actual mechanics: what a tracking parameter does, why a PDF merger uploads your file, how a scam link is built.

12 guides

Safety Guides

1 guide

UPI Guides

11 guides

How to Create a UPI Payment Link for GPay, PhonePe, Paytm or BHIM

Create a shareable UPI payment link with a payee name, optional fixed amount and note, then understand what happens when the payer opens it.

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How to Create a UPI QR Code With a Fixed Amount and Note

Generate a reusable or fixed-amount UPI QR, add an optional payment note or logo, choose the right download format, and test it safely.

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UPI ID Suffixes Explained: @ybl, @okaxis, @oksbi and More

Understand the prefix and handle in a UPI ID, what common suffixes suggest about routing, and why a known handle does not verify the account owner.

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How to Generate Fake UPI IDs for Testing (Without Using Real Accounts)

Create fictional, valid-format UPI IDs for form validation, QA fixtures and demos without exposing a real person's payment address.

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How to Check Whether a UPI ID Is Valid Before You Pay

Check UPI ID format, length, handle and placeholder patterns, then understand why only your payment app can resolve the beneficiary.

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UPI Transaction Limits Explained: Daily, Per-Transaction and App Limits

Understand the standard UPI ceiling, higher verified-merchant categories, bank and app restrictions, new-user caps and why a payment can still fail.

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UPI Number Masking Explained: What Changed and What Didn't

NPCI now requires UPI apps to hide most of your mobile number from the other side of a payment. Here is exactly what's masked, what still works, and how to get a username-based ID.

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How to Change Your UPI ID in PhonePe (Hide Your Number)

Add a username-based UPI ID in PhonePe, such as rahul.pay@ybl, instead of the mobile-number one PhonePe creates by default. Your old ID keeps working alongside it.

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How to Change Your UPI ID in Google Pay (Hide Your Number)

Add a username-based UPI ID in Google Pay, such as rahul.k@okaxis, instead of the mobile-number one it creates by default. You can keep up to four IDs per bank account.

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How to Change Your UPI ID in Paytm (Hide Your Number)

Switch to a personalised, username-based UPI ID in Paytm, such as rahul_pay@ptaxis, instead of the mobile-number one Paytm creates by default.

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How to Change Your UPI ID in BHIM (Hide Your Number)

Add a second UPI ID in BHIM alongside the mobile-number-based one it creates by default, and choose which one shows as your primary VPA.

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